By following this simple checklist you will discover that you can find and keep great affordable auto insurance.
1. Get additional safety features that you can add onto your car. From antilock braking devices and other collision preventative steps to extra mirrors, these and other added features can make your car safer and easier to insure. This will lead directly to more affordable auto insurance. Most importantly, make sure that your vehicle is installed with proper anti-theft devices.
2. Consider your daily, weekly and annual mileage. If you have a short commute to work and barely drive outside of your daily necessities, you can save money with a special low mileage rate, a great way to have affordable auto insurance – the less you drive, the less likely you are to have an accident and the easier you are to insure.
3. If your family owns multiple cars and has multiple drivers in it, look into a multi-car and a multi-policy discount. Insurance companies offer these types of discounts to their customers who show loyalty by covering more vehicles and more people. This will help you obtain more affordable auto insurance.
4. Consider renewing your policy annually instead of monthly or every 6-months. Insurance companies will reward customers for loyalty (some even offer a special discount for longevity of coverage with the same company). When you are loyal to your affordable auto insurance they are loyal to you by saving you money.
5. Begin paying your affordable auto insurance premiums automatically using your insurance companies EFT payment system. EFT (electronic fund transfers) transfers money directly from your bank account to the insurance company. This will save you time and will ensure you remember to pay your premium on time. Also your insurance company will love it. Rates are often more affordable for people who choose to pay using EFT.
6. Skip the luxury and bonus types of coverage in your affordable auto insurance policy. By foregoing things like rental coverage in the event of an accident or collision coverage on an older vehicle you can cut the cost of your premium. Start by taking a closer look at your policy and see things that you can eliminate and make your policy cheaper.
7. Bundle your different types of insurance. If you are covered with homeowners, renters, boat, RV or any other type of insurance which your affordable auto insurance company also covers, ask them about combining all of your policies into one affordable policy. This can lead to a cheaper bundled rate and save you money.
If you need an affordable auto insurance policy visit Dillo Insurance now! Dillo offers cheap, Texas car insurance for every Texas driver even if you have tickets, no prior coverage or a lapse in coverage.
Checklist for Affordable Auto Insurance
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